• Should I take advantage of military/federally funded work programs (Public Health Service; Armed Forces Health Professionals; Health Service Corps) to repay my student loans?
     
  • Answer:  These programs are a good way to eliminate your education related debt, unless you are called to the mission field. If you are called to missions service, plan to prepare yourself to serve in the neediest place in the quickest possible way. Be careful not to dig your way into a deep professional and financial hole. If you are called to medical missions, Project MedSend discourages you from participating in such a work program for the following reasons:
    • The years you spend working to pay back your loans are lost years of ministry on the mission field that can never be reclaimed. That is "Number One" from a ministry point of view. People will be going into eternity without having seen Jesus in the person of a caring health professional tending to their physical and spiritual need.
    • Those years in the service, working off the high cost of your education, are years in the U.S. that make you more dependent on high-tech and vulnerable to distractions of lifestyle and family that decrease the chances that you will ever get to the mission field.
    • You will be providing medical care for people who don’t really need you, whereas the Lord may have prepared you to go where the need is greatest, for the sake of his Kingdom.
    • Project MedSend is here to help—MedSend offers student loan repayment grants to trained health professionals headed for long term medical missions service.
    • For those not called to missions service, careful borrowing and dedicated loan repayment will free you from education related debt more quickly than the 3 to 5 years you will give back to the armed forces.
       

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Project MedSend is a not-for-profit organization and is an approved member of ECFA.


Approved Combined Federal Campaign Charity #12466 (MedSend)


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